About AARP Foundation

For more than 50 years, AARP Foundation has been dedicated to serving vulnerable people 50 and older by creating solutions that help them secure the essentials - food, housing, income and personal connection - and achieve their best lives.

As one of the leading national charitable organizations focused on helping seniors meet their basic needs, AARP Foundation embodies the spirit of giving back and service that has always been the touchstone of AARP.

What They Do

AARP Foundation works with people, communities and organizations in all states, as well as the District of Columbia and Puerto Rico, to nurture the seeds of hope for millions of older Americans each year.

Today, more than 33 million older Americans - one in four - are struggling to meet one or more of their most basic needs. Through no fault of their own, many find themselves faced with the impossible choice of buying much-needed medications or putting food on the table.

The Foundation helps vulnerable seniors climb out of poverty or avoid the pitfalls of poverty through:

More to explore by AARP

AARP offers you comprehensive plans on retirement and plans that can optimize your financial planning. You will not get insurance directly from the AARP. However, you can get financial discounts from them as they work with different insurance providers. These financial discounts are provided on the following types of insurance:

	Supplemental health insurance plans This program is also offered through United Health Care Insurance Company. The plans offered include supplemental medical plans, medical advantage plans, hospital advantage plans and hospital indemnity plans.
	Life Insurance This plan is offered through the New York Life Insurance Company. It provides permanent policies and term policies to the members of AARP.
	Auto Insurance This insurance is offered through the Hartford insurance company. It offers a rate protection for 12 months and renewability for life. Motor cycle insurance is also on offer.
	Dental insurance This insurance is offered together with Delta Dental. It is designed to provide immediate coverage for a majority of services and also an expanded coverage for major services after a waiting period of 12 months. Long term care insurance This program is offered together with Metropolitan Life Insurance Company. It is designed to offer covers for home care, nursing home care, and care by friends or family members and assisted living. Medicare supplement insurance This program is offered through United Healthcare Insurance Company. This program is designed to cover those aspects of health care that are not covered by Medicare. Homeowners insurance This is offered together with the Hartford Insurance Company. These plans offer renewability for life and coverage for full replacement costs. Mobile home insurance is also available.

AARP Foundation Financial Information

AARP Foundation has had a profound impact on lower-income people. In 2009, in the midst of the longest recession in our nation’s history, AARP Foundation helped more than 5 million older Americans, delivering services, information, education and legal advocacy to assist them in getting help to meet crucial needs for food and housing; finding work; avoiding becoming victims of fraud; and managing their finances.

Guiding Principles

• Provide effective stewardship of resources entrusted to us
• Maintain the highest ethical standards with integrity, openness and accountability
• Work in partnership with AARP and with other organizations
• Integrate with and support AARP states offices
• Use and protect our 501(c) (3) status to maximize our unique contribution
• Leverage our capacity and resources for maximum impact
• Continuously assess our strategic and operational effectiveness

Who They Serve

In 2010, AARP Foundation helped more than 5.5 million vulnerable low-income older Americans who struggled to meet their basic need for nutritious food, safe and affordable housing, adequate income and much-needed personal connections.

Ratings

• Standard and Poor-A (strong)
• A.M. Best-A (excellent)
• Moody’s-A A (good)

Competition

AARP provides insurance through various providers; the competition originates from the carriers themselves. However, the discounts are applicable only if the person is a member of AARP.

Rates are provided from the following companies

Allstate Insurance, Aetna Insurance, AAA Insurance, AARP Insurance, Blue Cross Blue Shield, Cigna Insurance, Farmers Insurance, Prudential Insurance, Primerica Insurance and United Health Care.